Non-monetary social stakes

PUT UP
OR SHUT UP

MRTZ powers friendly challenges between friends. No money changes hands—just bragging rights, fun forfeitures, and the sweet satisfaction of being right. Dare your friends. Track settlements. Earn glory.

0 Dollars Exchanged
100% Social Accountability
Bragging Rights
M MERITS

Your reputation. Your word. Your glory.

WHAT IS MRTZ?

MRTZ (pronounced "merits") is a social currency with no cash value. It's purely for tracking friendly challenges, dares, and commitments between friends.

NOT GAMBLING

MRTZ has no monetary value. You can't buy it, sell it, or cash it out. It's simply a way to track who keeps their word.

SOCIAL ACCOUNTABILITY

Make predictions. Challenge friends. When you're right, your MRTZ balance goes up. When you're wrong, it goes down. Simple.

EARN YOUR REPUTATION

Your MRTZ balance tells friends how reliable you are. High balance? You know your stuff. It's your track record, made visible.

THE FLOW

Four simple steps from dare to glory

1
BARK

MAKE A DARE

Think you know who'll win the game? Confident you can run 5K this week? Back it up. Create a dare and set the stakes.

2
BITE

ACCEPT THE CHALLENGE

Your friend thinks they know better? They can bite—accept the dare and lock in the stakes. Now it's official.

3
PLAY

LET IT HAPPEN

The game plays out. The week passes. Life happens. Both sides watch and wait for the outcome.

4
FETCH

COLLECT YOUR GLORY

Winner takes all. MRTZ transfers automatically. Your balance—and reputation—updated for all to see.

FUN SETTLEMENTS

The best part? The real-world settlements. MRTZ tracks who won, but friends decide how to settle up.

PERSONAL UBER

Loser drives winner to the airport—at any hour, no complaints.

REFRESHMENTS

Loser buys the next round of drinks or snacks for the group.

SOCIAL SHOUTOUT

Public praise post admitting the winner was right all along.

CADDY DUTY

Loser carries the winner's bag for the next round of golf or disc golf.

BUTLER SERVICE

Winner gets to make reasonable requests for a day. Within reason!

YOUR IDEA HERE

The fun is in the creativity. What will you put on the line?

Remember: MRTZ doesn't enforce real-world settlements—that's between friends. We just track who won.

STAKES FOR GOOD

Social stakes aren't just fun—they drive real behavior change. When you tell a friend "I'll run 20 miles this week or you get 50 MRTZ," suddenly that morning jog matters more.

  • Fitness Goals — Challenge friends to step counts, workout streaks, or race times
  • Habit Building — Reading goals, meditation streaks, early wake-ups
  • Friendly Competition — Sports predictions, game outcomes, trivia challenges
+ MORE EXERCISE
+ BETTER HABITS
+ CLOSER FRIENDS

THE MRTZ ECOSYSTEM

MRTZ powers multiple apps, each with its own way to earn and spend merits

FAIRWAYFLOW

Community Course Wiki

Earn MRTZ by contributing disc golf course data. Photo tee pads, map fairways, validate submissions. Build the definitive course database.

COMING SOON

HEYCADDIE

Voice Scoring Caddie

Say the score, that's it. Use MRTZ to run Nassau, Skins, and other side games with your disc golf group. Voice-first, effortless.

LEARN MORE

HYZERLYZER

Drive Form Analysis

Upload your throw videos for AI analysis. Spend MRTZ on coach reviews and premium feedback. Improve your form, backed by data.

LEARN MORE

MRTZ SDK & API

Build social stakes into your own app. The MRTZ API provides a complete ledger system for tracking non-monetary challenges.

Immutable transaction ledger
Cross-app balance sync
Validation & dispute system
TypeScript SDK
EXPLORE THE API
mrtz-example.ts
import { MRTZClient } from '@mrtz/sdk';

const mrtz = new MRTZClient();

// Create a challenge
const dare = await mrtz.createDare({
  challenger: 'user_123',
  description: 'Chiefs beat Ravens',
  stakes: 50, // MRTZ
});

// Accept the dare
await mrtz.bite(dare.id, 'user_456');

// Settle when complete
await mrtz.settle(dare.id, {
  winner: 'user_123'
});

READY TO PUT UP?

Join the MRTZ ecosystem. Challenge your friends. Track your reputation.